Friday, February 02, 2007

Free Credit Report for Snohomish County Home Buyers

One of the first steps in buying Snohomish County real estate is to get your finances in order. This includes taking a look at your credit report to determine its accuracy. It is not uncommon for there to be mistakes. Your report may show an account that is actually the account of a family member with a similar name, or, an unrelated person with a similar name.

Under the Fair and Accurate Credit Transactions Act, every American is entitled to a free annual report from all three major credit bureaus–Equifax, Experian, and TransUnion–available at

Data may differ among the bureaus, so you will want to contact all three to evaluate their records. If you're uneasy about submitting your Social Security number online, you can write to Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281 or call (877) 322-8228.

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